Drain and save the liquid from the chickpeas. Place the chickpeas in a food processor and pulse until roughly chopped, but not to a paste. If you over do this step it isn't a big deal. I think over chopped is better than under chopped (is that clear?).
In your soup pot, add a little oil and saute the onions until tender.
Add the garlic, cumin, salt and pepper and cook for a couple minutes.
Add the tomatoes, the remaining veggie stock, the chickpeas, the adobo sauce, soy sauce, black and kidney beans with liquid. Stir and begin to let simmer.
Now that the dried chillies and liquid have cooled, remove the stems and seeds and place into a food processor with some of the liquid. Blend until smooth (don't ever put hot liquid into a food processor). You may have to do this in 2 steps depending on the size of your food processor. You really want this as smooth as possible.
Add the smooth chillies and liquid into your pot with all the other ingredients.
Simmer for at least 60 minutes to allow all these big, bold flavors to come out. If your chili seems too thick, you can add some water.
Whisk in the masa until you get to your desired thickness. Add salt as needed.
I find that this chili gets better the more you simmer it and if time permits, let it sit in the fridge overnight for the ULTIMATE flavor.